Privacy Policy
We (also referred to as "We", "Us" or "Our") are fully committed to protecting your Personal Data and your privacy.
This Privacy Policy has been created to inform you about how we collect and store the information you provide through the website https://prudentmeritorine.com (the Prudent Meritorine ).
The following principles will be upheld:
We want you to be well-informed about how your Personal Data is used and processed. We use various methods and procedures to keep you updated with relevant information. Where specific details are needed, we will provide them to you at the appropriate time. We are always happy to address any questions you may have regarding any limitations imposed by law.
1. The Scope?
This policy outlines the types of Personal Data Prudent Meritorine collects from natural individuals, along with how it processes, shares with third parties, and secures that data.
This Policy applies to information relating to an identified or identifiable natural person. An identifiable natural person refers to someone who can be directly identified, or identified through a combination of additional information we hold or are able to access.
The Policy defines "processing" as any operation involving the use or collection of Personal Data, including its management, organisation, and storage.
Our services are intended for general audiences and are not designed for individuals under the age of 18. We do not knowingly seek or collect information from anyone younger than 18, nor do we knowingly permit such individuals to use our services. Should we become aware that any information relating to a minor has been collected, we will delete it as promptly as possible.
2. What Personal Data Do We Hold About You?
When you access our services, channels, or website, we collect Personal Data. In some cases, we may directly request your Personal Data. In other instances, we gather it by analysing your use of our Services or service channels, or by receiving your information from our third-party partners.
3. There is no requirement to share personal information with the company, nor any consequences for doing so.
You are not obliged to provide us with any personal data. However, in certain circumstances, if you choose not to share the required personal data, it may limit our ability to deliver the Services or restrict your access to the website.
4. What types of Personal Data do We collect? When you visit our website, we collect the following personal information:
This includes information about your online activity log, data about your traffic (including IP address, date of access, time of access, and date of access), the language you used, software crash logs, the type of browser used, as well as information regarding the device you utilised. This information is not personal in nature and cannot be used to identify you.
Personal Data We receive from you: any personal data you provide to Us at your own discretion when you connect with an online trading platform of a third party through Us.
Personal information you provide specifically to third-party platforms to facilitate trade: this information includes your full name, address, phone number, and email address.
5. The Legal Basis and Grounds for Processing Personal Data
Your personal data is processed by the Company for the purposes outlined in this section, in accordance with the applicable legal basis.
Without a valid legal basis, the Company is not permitted to use your personal data. The legal grounds upon which the Company may process your personal data are as follows:
- You have given your consent to the processing of your Personal Data for one or more purposes. This applies when you submit personal information through the Website so that we may transfer it to a third-party trading platform.
- The Company or a third party may need to process your information to fulfil a legitimate interest — for example, to improve Our Services or to defend legal claims.
- Processing is required to fulfil a legal obligation.
Contact Us via email for further details on the processing required to protect legitimate interests.
Below is a list of reasons and legal grounds on which we may use the information you provide us. Personal Data.
Scope, Legal Basis
1. Upon your request to access digital trading services, we may collect and share your personal information with relevant third-party companies. If you choose to do so, we will forward the required Personal Data to those third parties on your behalf.
You have provided your consent for the processing of your Personal Data for one or more purposes.
2. To address your requests, questions, or concerns, we may use your Personal Data to provide accurate and helpful responses related to our Services.
Processing is necessary to fulfil the legitimate interests of the Company or those of a relevant third party.
3. Personal data is processed to fulfil applicable legal, administrative, and judicial obligations as required by law.
To fulfil legal obligations, processing of your information is required.
4. We may use your Personal Data to improve Our Services. This includes, but is not limited to, crash reports and malfunction data collected in connection with the Services.
Processing is necessary to serve the legitimate interests of the Company or those of a relevant third party.
5. To prevent fraud and misuse of Our Services
Processing is necessary to fulfil the legitimate interests of the Company or those of a relevant third party.
6. To perform and manage actions in accordance with the requirements of Our Services. This includes back-office functions, business development activities, strategic decision-making, oversight mechanisms, and related operations.
Processing is necessary to serve the legitimate interests of the Company or those of a relevant third party.
7. To conduct various forms of analysis, including statistical analysis, we apply a range of analytical techniques to support informed decision-making across different areas.
Processing is necessary to serve the legitimate interests of the Company or those of a relevant third party.
8.
To protect our assets, rights, and interests — as well as those of third parties — we have developed HTML0 to establish and defend legal claims.
Personal Data may be processed by us to safeguard our rights, interests, and assets, or those of third parties, in accordance with applicable laws, regulations, agreements, and any relevant terms, conditions, or policies.
Processing is necessary to serve the legitimate interests of the Company or those of a relevant third party.
6. Transfer of Personal Data to Third Parties
The Company may also share Personal Data with third-party companies that provide services to us, such as hosting and storage providers, IP address information, and user experience analysis.
You may also request that we share specific Personal Data about you with third-party trading platforms. In such cases, we will provide the Personal Data you have submitted to us directly to those third-party trading platforms. The use of your Personal Data will be governed by their respective privacy policies. Please note that your Personal Data may be shared with multiple trading platforms.
The Company may share Personal Data with affiliated entities or business partners. This enables the Company to access the resources necessary to enhance and improve the products and services offered to its customers.
Where it is necessary to protect the rights or assets of third parties, the Company is permitted to disclose Personal Data to regulatory, local, or other official authorities.
We may also share Personal Data about you with potential investors or acquirers, or with lenders to the Company or any other entity within the group of companies, in the event that a relevant transaction takes place — including the transfer or sale of assets belonging to the Company or any other company within the group — or as part of any merger, restructuring, consolidation, or bankruptcy involving the Company or any other business within the group.
7. Cookies and Third-Party Services
Third-party services, such as advertising providers or analytics companies, may be used in connection with our website. These companies may also make use of cookies or similar technologies.
Cookies are small text files placed on your device each time you visit or access the website. They are used to collect information about your preferences and browsing habits in order to enhance the user experience, remember your settings, and personalise the products and services most relevant to you. Cookies are also used for statistical and analytics purposes.
Some of the cookies we use are session cookies. These are temporarily stored on your device and remain active only for a short period before expiring when you close your browser. Other cookies are persistent. Persistent cookies remain on your device for a set period after you close your browser. They help the website recognise you as a returning user and allow you to resume your experience seamlessly.
Types of Cookies:
They may be used by us according to their purpose:
1. Essential Cookies
These cookies are essential for accessing the features you request and navigating our website. They enable us to deliver the information, products, and services you have asked for.
They are also required for your device to download and stream data, allowing you to browse the website, use its features, and return to pages you have previously visited.
Cookies collect Personal Data, such as your username and last login date, to verify that you are logged in to the site. They are deleted once you close your web browser (session Cookies).
2. Functionality Cookies
Cookies help us recognise you each time you visit our site and remember your settings and preferences.
Cookies collect Personal Data, such as your username and last login date, to verify that you are logged in to the site. They are deleted once you close your web browser (session Cookies).
3. Cookies for performance
Cookies are used to collect statistical data on the site's performance and to help improve it. They also allow us to carry out analysis on our website.
Cookies store anonymous data that is not linked to any identifiable individual. Some cookies are removed when you close your browser, while others remain valid indefinitely.
Cookies are blocked or removed
To block or delete cookies, you will need to adjust your browser's settings. Below are links to guide you through the process for some of the most widely used browsers.
- Firefox
- Microsoft Edge
- Google Chrome
- Safari
Please note that if this occurs, some or all of the Website's features and functions may not work as expected.
ONLINE TRACKING NOTICE
This service does not currently support do-not-track signals.
8. The Retention of Your Personal Data
The Company will retain your Personal Data for as long as necessary to fulfil the purpose for which it was collected, as outlined in this Policy, or for longer periods as permitted by applicable laws, regulations, and orders.
We may share your information with third-party trading platforms for a period of 12 months. If you provide your consent, we will continue sharing your data for a further 12 months.
We regularly review the Personal Data we hold to ensure it is not retained longer than necessary.
9. Transfers of Personal Information to Third-Party Countries or International Organisations
Your personal information may be transferred to other countries (i.e. your personal data may be transmitted to a third country — meaning a country other than the one in which you reside — or to international organisations and jurisdictions). The Company takes all necessary steps to safeguard the personal data you provide, ensuring that users are able to exercise their rights and access effective legal remedies.
These protections and safeguards are available to all individuals residing in the EEA (European Economic Area).
- Transfer to a third country or international organisation that the EU Commission has determined to provide an adequate level of protection for Personal Data, in accordance with Article 45(3) of Regulation 2016/679 of the European Parliament and of the Council of 27 April 2016 (the "GDPR").
- The transfer is carried out under a legally binding and enforceable agreement between public entities or authorities, in accordance with Article 46(2)(a).
- The transfer was carried out in accordance with the standard data protection clauses adopted by the EU Commission under Article 46(2)(c) of the GDPR. The clauses adopted by the EU Commission can be viewed at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.
The Company can provide details about the security measures in place to protect your Personal Data when transferred to third-party countries or international organisations. Please send an email to info@prudentmeritorine.com
10. Security of Personal Data
We have implemented appropriate organisational and technical measures to protect Personal Data. This includes safeguarding against accidental or unlawful destruction, loss, or alteration of Personal Data.
We cannot guarantee that the security of your Personal Data will be maintained without error. We also cannot be held liable for any indirect, incidental, or consequential damages arising from the use or disclosure of Personal Data. This includes, but is not limited to, any Personal Data disclosed due to transmission errors, unauthorised third-party access, or any other cause beyond our reasonable control.
In cases involving legal obligations or other circumstances beyond our control, we may be required to share Personal Data about you with third parties, such as public authorities. We cannot control the level of security applied to your Personal Data by such third parties in these situations.
Personal Data cannot be transmitted over the internet in a completely secure manner. The Company cannot guarantee the security of Personal Data that you transmit to Us via the internet.
11. Links to Third-Party Websites
Links to third-party websites and applications may be found on this website. These external sites and applications are not under the supervision of the Company. We are not responsible for the collection or processing of Personal Data by such websites or applications. This Policy does not apply to any actions taken through those sites or applications.
Before accessing or using any third-party website or application, we strongly recommend that you review their respective privacy policies. We also advise caution when sharing any Personal Data with them.
12. Amendments to This Policy
We recommend that you review the privacy policies of any third-party websites or apps before choosing to access or use them. Please exercise caution when sharing any Personal Data with these platforms.
13. Your Rights Regarding Your Personal Information
You have the right to request that we verify the accuracy of the Personal Data collected about you, correct any inaccuracies, and delete any Personal Data that we no longer require. You may also restrict the types or scope of processing applied to your personal information.
If you are a resident of the EEA, please refer to this page:
These rights apply to the information you provide in relation to your Personal Data. To exercise any of these rights, please send a written request to the email address provided below.
Access rights
The Company can verify the accuracy of any Personal Data being processed about you. If such processing is confirmed, you may access your Personal Data.
The Company will provide an electronic copy of the Personal Data currently being processed and may charge a reasonable fee for any additional copies. Data will be made available in electronic format upon request.
The right to access Personal Data must not conflict with the rights and freedoms of others. If a request is found to be detrimental to another person's rights or freedoms, the Company may decline or limit its ability to fulfil that request.
Right to rectification
The Company is obligated to correct any inaccurate Personal Data. You have the right to request that any incomplete Personal Data relating to you be rectified, taking into account the purpose for which it is being processed.
Right to Erasure
The following grounds apply: (a) Personal Data is no longer necessary for the purpose for which it was collected or processed; (b) You withdraw consent and there is no other legal basis for processing; (c) You object, on grounds specific to your situation, to the processing of Personal Data about you that is based on legitimate interests pursued by Us or a third party; (e) Personal Data has been unlawfully processed; or (f) Personal Data must be erased to comply with a legal obligation of the Company.
This right does not apply where processing is necessary (a) to fulfil a legal obligation under European Union or Member State law; or (b) to establish, exercise, or defend legal claims.
Processing restrictions
If you have concerns about the accuracy of your Personal Data, you may request that the Company restrict its processing of that data.
Where processing is restricted, Personal Data may only be retained with your consent, or for the establishment, exercise, or defence of legal claims, or to protect the rights of another individual, or on grounds of significant public interest within the European Union or a Member State.
Right to data portability
Where processing is carried out by automated means and is based on your consent or a contract to which you are a party, you have the right to receive and review the Personal Data you have provided to the Company.
You may request that your Personal Data be transferred directly from the Company to another controller, where technically feasible. Exercising your right to data portability does not affect your right to erasure, nor does it infringe upon the rights or freedoms of any other individual.
Right to challenge
You have the right, at any time, to object to the processing of Personal Data concerning you that is based on legitimate interests pursued by the Company or a third party, including profiling based solely on those interests. If the Company cannot demonstrate compelling legitimate grounds for the processing that override your rights, freedoms, or interests, or where processing is not required for the establishment, exercise, or defence of legal claims, processing will cease.
With regard to direct marketing, you have the right to object at any time to the processing of Personal Data concerning you.
Right to withdraw consent
You may withdraw your consent for Us to process your Personal Data at any time. This will not affect the lawfulness of any processing that was carried out based on your consent prior to its withdrawal.
You have the right to lodge a complaint with the relevant supervisory authority.
You may submit a complaint to a supervisory authority established by a Member State to protect the fundamental rights of individuals in relation to the processing of Personal Data within the European Union.
The laws of the European Union and Member States may limit your rights in relation to Personal Data concerning you, as outlined in section 13.
We will respond to your request in accordance with your rights under section 13 within one month of receiving it. This period may be extended by up to two additional months, depending on the complexity and volume of requests. We will notify you of any such extension, along with the reasons for it, within one month of receiving your request.
Unless it conflicts with the provisions of section 13, information provided in response to a request made under section 13 will be supplied free of charge. If a request is unfounded or excessive, particularly where requests are repetitive, the Company may charge a reasonable administrative fee or may decline to act upon the request.
If there is any doubt regarding the identity of the person submitting a request, the Company may ask for additional information to verify their identity.